Financing

Flexible HVAC Financing for Every Budget

Maximize home comfort without emptying your wallet. With flexible financing from Champion Air, you can upgrade to a new Lennox system with 0% interest options and payments as low as $106/month.

Why Finance?

Comfort Now, Pay Over Time

Installing a new HVAC system is an investment in your home's comfort and value. Financing lets you split the investment into manageable payments so you don't have to strain your budget or dip into savings. With various financing options available, you can choose a plan that aligns with your situation.

Transparent terms and conditions ensure you know exactly what you're signing up for. Our swift loan approval process means you can make your desired HVAC upgrades right away.

Lennox HVAC systems

Payments as low as

$106/mo*

Our Plans

Finance a New Lennox System

Choose the plan that fits your budget. Fast approval means you can start your upgrade right away.

Most Popular

Same as Cash

12–18 months

No interest and no monthly payments for up to 18 months. Pay off your system at your own pace with zero finance charges.

  • 0% interest
  • No monthly payments
  • Pay at your own pace
  • No prepayment penalties
Apply Now

Low Monthly

Equal Payments

60 months

Spread the cost over 5 years with equal monthly payments and zero interest. Finance a new Lennox system from as low as $106/month.

  • 0% interest for 60 months
  • Fixed monthly payments
  • From $106/month
  • Predictable budgeting
Apply Now

*O.A.C. (On Approved Credit). Terms and conditions apply.

How It Works

Simple 3-Step Process

01

Apply

Quick application with our financing partners. Most approvals happen in minutes — right from your phone.

02

Choose Your Plan

Select the terms that work for your budget — Same as Cash or Equal Payments with 0% interest.

03

Enjoy Comfort

Get your new system installed and start enjoying comfort with manageable payments.

Financing Partners

Trusted Financing Partners

We've partnered with industry-leading financing companies to offer you the best terms available.

Service Finance

Service Finance

Industry-leading HVAC financing with competitive rates and flexible terms.

GoodLeap

GoodLeap

Sustainable home improvement financing with low rates and easy online management.

Lennox

Lennox

Factory-direct financing through Lennox for their Premier Dealer customers.

Wells Fargo

Buy Now, Pay Later

This credit card is issued with approved credit by Wells Fargo Bank, N.A. Ask for details. Equal Housing Lender.

This credit card also brings you:

Revolving Credit

A line of credit that you can use over and over again

Special Financing

Special financing where available

Flexible Payments

Convenient monthly payments to fit your budget

Online Management

Easy-to-use online account management and bill payment options

Benefits

Why Finance Your HVAC System?

Make the smart investment in your home's comfort without the upfront burden.

Split Into Manageable Payments

Break the investment into monthly payments that fit your budget comfortably.

Protect Your Savings

No need to dip into savings or emergency funds for your HVAC upgrade.

Flexible Terms Available

Choose from multiple plans that align with your financial situation.

Transparent — No Hidden Fees

Clear terms and conditions ensure you know exactly what you're signing up for.

Swift Approval Process

Most applications are approved in minutes so you can start your upgrade right away.

ChampionCare

Protect Your Investment

Keep your new system running at peak performance with the Valley's most popular HVAC maintenance plan. Starting at just $19/month.

  • 2 maintenance visits per year
  • Members-only priority hotline
  • 15% off any repairs needed
  • Waived diagnostic fees
  • $300 annual replacement credit
Learn About ChampionCare

Ready to Get Started?

Contact us today to discuss financing options and get a free estimate on your new HVAC system. Fast approval — start your upgrade right away.